A homeowner's guide to natural disasters.

Record Keeping

1. Keep the name and number of your insurance agent and/or company in a safe place.

2. Perform a detailed inventory of household items, including valuables.

3. Take photos of particularly valuable items for pre-loss value verification.

4. Keep a copy of your insurance policy in a safe place.

5. Read your insurance policy carefully, and understand what is and what isn’t covered
(deductibles, general and specific limits, flood coverage, etc.).

6. Put vital records in a fireproof safe or safety deposit box, and/or send copies of vital records to a trusted relative or friend in case disaster strikes and you can’t get to your home right away.

If you must evacuate the area, notify your insurance company and verify your insurance policy for coverage for temporary lodging.